| 
PROPERTY
| AUTO
| INLAND
MARINE | GENERAL
LIABILITY | UMBRELLA
LIABILITY | FIDELITY/CRIME
Fidelity/Crime
Coverage
Fidelity/Crime insurance
covers loss of property due to an employee's
dishonesty, as well as a suspicious loss
of property that cannot be directly attributed
to a particular employee. Coverage usually
extends to losses of property due to theft,
embezzlement, forgery and computer crimes.
Generally, the policy will
cover the loss of property while on the business's
premises, as well as while the property is in
transit or otherwise temporarily in another location.
Because policies differ in these respects, and
because employee dishonesty can take many forms,
a thorough reading of the proposed policy, in
advance, is required, to determine the scope of
any exclusions.
Liabilities covered by
crime insurance usually fall into two categories,
although many polices combine both types of coverage:
- Money and security
coverage pays for money and securities
taken by burglary, robbery, theft, disappearance
and destruction
- Employee dishonesty
coverage pays for losses caused by
most dishonest acts of your employees, such
as embezzlement and theft
Contact
Dynes for more information >
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