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PROPERTY
| AUTO
| INLAND
MARINE | GENERAL
LIABILITY | UMBRELLA LIABILITY
| FIDELITY/CRIME
Umbrella
Liability Coverage
Commercial Umbrella
Liability Insurance helps protect your customers
from catastrophic liability claims such
as an explosion, major crash or product
contamination incident that can cause long-term
damage to a company’s reputation and bottom
line.
The umbrella policy lays
on top of your other liability coverages, including
General,
Auto
and even Professional
Liability . If
the primary coverage is exhausted, the umbrella
steps in, limits start at $1,000,000 and go up
from there.
A business owner may consider
an accident that does not involve a fatality a
minor item. The reality is that such an accident
may result in millions of dollars of medical care,
lost income and other expenses. Can your business
afford a payment of millions of dollars?
Think of accidents involving
vehicles which, today, are much safer than 5 or
10 years ago. That means that accidental deaths
are less likely while severe head injury is very
likely. Severe head trauma can significantly increase
a claim’s cost because it may take up to seven
years to determine the ultimate extent of injury.
Recovery is often slow and sporadic. These elements
combine to make regular insurance coverage insufficient.
Contact
Dynes for more information >
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